Description:
Individual customers can benefit from real estate loans with a maximum term of 180 months. Real estate loans for individuals allow you to:
- The construction or acquisition of real estate (built or unbuilt land)
- The improvement, rehabilitation, or extension of housing
Features:
A checking account, also known as a demand deposit account, is an account on which numerous credit transactions (cash deposits, check deposits, transfers, etc.) and debit transactions (cash withdrawals, check payments, transfers, direct debits) can be recorded.
Benefits:
- Personalized financing based on your profile
- Competitive rates and flexible terms
- Flexible repayment period of up to fifteen years
- Professional support from application to acquisition
What you can finance with this loan
The purchase of land or a home (house, apartment)
The construction of a primary residence or rental property
The renovation or extension of an existing property
Repayment of an existing mortgage (refinancing)
Eligibility requirements
Be between 21 and 65 years of age at the end of the loan term
Provide proof of stable and regular income
Provide a personal contribution (depending on the amount and type of project)
Provide supporting documents for the project (estimates, plans, deeds, etc.).
Documents to be provided (indicative list)
Identification document (national identity card or passport)
Proof of income (pay slips, bank statements, etc.)
Deed or promise of sale / building permit
Estimates or provisional invoices
Guarantee or security (mortgage, surety, etc.)