{"id":11825,"date":"2025-07-21T13:49:35","date_gmt":"2025-07-21T11:49:35","guid":{"rendered":"https:\/\/ib-bank.com\/?page_id=11825"},"modified":"2025-11-19T11:36:40","modified_gmt":"2025-11-19T11:36:40","slug":"compte-epargne-logement","status":"publish","type":"page","link":"https:\/\/ib-bank.com\/fr_fr\/compte-epargne-logement\/","title":{"rendered":"Compte \u00e9pargne logement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11825\" class=\"elementor elementor-11825\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2692962c e-flex e-con-boxed e-con e-parent\" data-id=\"2692962c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5f333ee9 e-con-full e-flex e-con e-child\" data-id=\"5f333ee9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3035ef2a e-con-full e-flex e-con e-child\" data-id=\"3035ef2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6255097f elementor-invisible elementor-widget__width-initial elementor-widget-mobile__width-inherit animated-fast elementor-widget elementor-widget-heading\" data-id=\"6255097f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Description: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10a7f5ba elementor-invisible animated-fast elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"10a7f5ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"field field-name-field-description field-type-text-long field-label-above\"><div class=\"field-items\"><div class=\"field-item even\"><p>Le CEL permet de constituer progressivement l\u2019apport personnel n\u00e9cessaire pour l\u2019obtention d\u2019un pr\u00eat immobilier<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9ffdc5 elementor-invisible elementor-widget__width-initial elementor-widget-mobile__width-inherit animated-fast elementor-widget elementor-widget-heading\" data-id=\"b9ffdc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Caract\u00e9ristiques: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e38878d elementor-invisible animated-fast elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e38878d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le Compte d\u2019\u00c9pargne Logement (CEL) d\u2019IB Bank est une solution con\u00e7ue pour accompagner les particuliers dans la r\u00e9alisation de leur projet immobilier. Il permet de constituer progressivement une \u00e9pargne d\u00e9di\u00e9e \u00e0 l\u2019achat, la construction ou la r\u00e9novation d\u2019un logement, tout en b\u00e9n\u00e9ficiant d\u2019un cadre s\u00e9curis\u00e9 et r\u00e9mun\u00e9rateur.<\/p><ul><li data-start=\"933\" data-end=\"989\"><p data-start=\"935\" data-end=\"989\">D\u00e9p\u00f4ts libres et r\u00e9guliers selon la capacit\u00e9 du client<\/p><\/li><li data-start=\"990\" data-end=\"1065\"><p data-start=\"992\" data-end=\"1065\">Capital disponible \u00e0 tout moment (sous r\u00e9serve des conditions du contrat)<\/p><\/li><li data-start=\"1066\" data-end=\"1137\"><p data-start=\"1068\" data-end=\"1137\">Historique du compte pouvant faciliter l\u2019acc\u00e8s \u00e0 un cr\u00e9dit immobilier<\/p><\/li><li data-start=\"1138\" data-end=\"1189\"><p data-start=\"1140\" data-end=\"1189\">Suivi du compte via IB Bank Online et IB Bank SMS<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-2876aba9 elementor-invisible animated-fast elementor-widget elementor-widget-button\" data-id=\"2876aba9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ib-bank.com\/devenir-client-form\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Devenir Client<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa8cc59 e-con-full animated-fast e-flex e-con e-child\" data-id=\"fa8cc59\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95d6014 elementor-invisible elementor-widget__width-initial elementor-widget-mobile__width-inherit animated-fast elementor-widget elementor-widget-heading\" data-id=\"95d6014\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avantages :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-1701024 elementor-icon-list--layout-traditional elementor-list-item-link-full_width vamtam-icon-bg-no vamtam-icon-bg-no elementor-widget elementor-widget-icon-list\" data-id=\"1701024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Epargne exon\u00e9r\u00e9e d\u2019imp\u00f4ts \u00e0 un taux de 3,5% l\u2019an<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Accessibilit\u00e9 aux moyens de paiement (cartes bancaires)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rythme de versement ou virement libre<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acquisition d\u2019un terrain en vue d\u2019une construction future<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acquisition d'un logement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Am\u00e9nagement, extension, r\u00e9novation ou construction d'un logement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5937a91 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-video\" data-id=\"5937a91\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/1MBV3P-ZQbA?si=5jeffQ6fXwL1UWvI&quot;,&quot;show_image_overlay&quot;:&quot;yes&quot;,&quot;image_overlay&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/ib-bank.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/cc6b303b7500984c1692e2c52b5511f7.png&quot;,&quot;id&quot;:10585,&quot;size&quot;:&quot;&quot;,&quot;alt&quot;:&quot;&quot;,&quot;source&quot;:&quot;library&quot;},&quot;lightbox&quot;:&quot;yes&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;_position&quot;:&quot;absolute&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:7,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;],&quot;video_type&quot;:&quot;youtube&quot;,&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}}}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-lightbox\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox=\"{&quot;type&quot;:&quot;video&quot;,&quot;videoType&quot;:&quot;youtube&quot;,&quot;url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/embed\\\/1MBV3P-ZQbA?feature=oembed&amp;start&amp;end&amp;wmode=opaque&amp;loop=0&amp;controls=0&amp;mute=0&amp;rel=0&amp;cc_load_policy=0&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;modalOptions&quot;:{&quot;id&quot;:&quot;elementor-lightbox-5937a91&quot;,&quot;entranceAnimation&quot;:&quot;&quot;,&quot;entranceAnimation_tablet&quot;:&quot;&quot;,&quot;entranceAnimation_mobile&quot;:&quot;&quot;,&quot;videoAspectRatio&quot;:&quot;169&quot;}}\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ5b3V0dWJlIiwidXJsIjoiaHR0cHM6XC9cL3d3dy55b3V0dWJlLmNvbVwvZW1iZWRcLzFNQlYzUC1aUWJBP2ZlYXR1cmU9b2VtYmVkJnN0YXJ0JmVuZCZ3bW9kZT1vcGFxdWUmbG9vcD0wJmNvbnRyb2xzPTAmbXV0ZT0wJnJlbD0wJmNjX2xvYWRfcG9saWN5PTAiLCJhdXRvcGxheSI6InllcyIsIm1vZGFsT3B0aW9ucyI6eyJpZCI6ImVsZW1lbnRvci1saWdodGJveC01OTM3YTkxIiwiZW50cmFuY2VBbmltYXRpb24iOiIiLCJlbnRyYW5jZUFuaW1hdGlvbl90YWJsZXQiOiIiLCJlbnRyYW5jZUFuaW1hdGlvbl9tb2JpbGUiOiIiLCJ2aWRlb0FzcGVjdFJhdGlvIjoiMTY5In19\">\n\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ib-bank.com\/wp-content\/uploads\/2025\/06\/cc6b303b7500984c1692e2c52b5511f7.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Lire la vid\u00e9o\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-play-circle\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5900084b e-con-full e-flex e-con e-parent\" data-id=\"5900084b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9e5091e e-flex e-con-boxed e-con e-child\" data-id=\"9e5091e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a779cdb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a779cdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f491a20 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"f491a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Pi\u00e8ces \u00e0 fournir et conditions d\u2019ouverture: <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-696dc88 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"696dc88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69bfc4f e-flex e-con-boxed e-con e-child\" data-id=\"69bfc4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-61b80dc1 e-con-full e-flex e-con e-child\" data-id=\"61b80dc1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ab7e610 e-con-full e-flex e-con e-child\" data-id=\"4ab7e610\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6d3064 elementor-widget elementor-widget-heading\" data-id=\"b6d3064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pour ouvrir un compte d'\u00e9pargne logement il faut fournir les pi\u00e8ces suivantes :<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99aff45 elementor-widget elementor-widget-text-editor\" data-id=\"99aff45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Deux (02) photos d\u2019identit\u00e9 r\u00e9centes de m\u00eame tirage<\/li><li>Justificatif d\u2019identit\u00e9 (CNIB, Passeport) en cours de validit\u00e9<\/li><li>Adresse postale et g\u00e9ographique<\/li><li>Justificatif du lieu de r\u00e9sidence (Une copie de facture d\u2019eau, d\u2019\u00e9lectricit\u00e9, de t\u00e9l\u00e9phone fixe,\u00a0 ou Certificat de R\u00e9sidence)<\/li><li>Montant minimal fix\u00e9 par les conditions g\u00e9n\u00e9rales de banque en vigueur<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Description: Le CEL permet de constituer progressivement l\u2019apport personnel n\u00e9cessaire pour l\u2019obtention d\u2019un pr\u00eat immobilier Caract\u00e9ristiques: Le Compte d\u2019\u00c9pargne Logement (CEL) d\u2019IB Bank est une solution con\u00e7ue pour accompagner les particuliers dans la r\u00e9alisation de leur projet immobilier. Il permet de constituer progressivement une \u00e9pargne d\u00e9di\u00e9e \u00e0 l\u2019achat, la construction ou la r\u00e9novation d\u2019un logement,&#8230;<\/p>\n","protected":false},"author":3,"featured_media":12981,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11825","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Compte \u00e9pargne logement - IB bank Burkina<\/title>\n<meta name=\"description\" content=\"IB bank Burkina - Compte \u00e9pargne logement : Le CEL permet de constituer progressivement l\u2019apport personnel n\u00e9cessaire pour l\u2019obtention d\u2019un pr\u00eat immobilier\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ib-bank.com\/fr_fr\/compte-epargne-logement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compte \u00e9pargne logement - 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