{"id":12038,"date":"2025-07-21T17:59:27","date_gmt":"2025-07-21T15:59:27","guid":{"rendered":"https:\/\/ib-bank.com\/?page_id=12038"},"modified":"2025-11-19T12:16:53","modified_gmt":"2025-11-19T12:16:53","slug":"compte-courant-entreprise","status":"publish","type":"page","link":"https:\/\/ib-bank.com\/en_en\/compte-courant-entreprise\/","title":{"rendered":"Business current account"},"content":{"rendered":"\t\t
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Description: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Le compte courant commercial est un compte de fonctionnement ouvert \u00e0 des personnes physiques (non salari\u00e9es) ou morales. Sa particularit\u00e9 est de fonctionner en remises r\u00e9ciproques, de cr\u00e9er la novation de chaque article inscrit au compte et de pouvoir b\u00e9n\u00e9ficier de certaines autorisations de cr\u00e9dit (d\u00e9couverts, escompte d\u2019effets, facilit\u00e9s de caisse \u2026).<\/p>

Tout client qui justifie de la qualit\u00e9 de commer\u00e7ant, de profession lib\u00e9rale, d\u2019artisans peut poss\u00e9der un ou plusieurs comptes courants (chaque compte pouvant \u00eatre affect\u00e9 \u00e0 une activit\u00e9 particuli\u00e8re et\/ou \u00e0 une localit\u00e9 particuli\u00e8re)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tOuvrir un compte <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Avantages :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • \n\t\t\t\t\t\t\t\t\t\tDisponibilit\u00e9 des fonds \u00e0 vue<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tAucune limite des versements pouvant plafonner vos avoirs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tNombre de retraits illimit\u00e9s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tProcuration possible<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tD\u00e9couverts, facilit\u00e9s de caisse, escompte d\u2019effets, etc<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tDisponibilit\u00e9 d\u2019un ch\u00e9quier<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tPossibilit\u00e9 de r\u00e9aliser des op\u00e9rations du commerce internationale (remises documentaires, cr\u00e9dits documentaires, etc.)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Pi\u00e8ces \u00e0 fournir et conditions d\u2019ouverture: <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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    Compte courant entreprise individuelle <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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    • Demande d\u2019ouverture de compte<\/li>
    • Extrait du Registre de Commerce \u2013 RCCM (l\u00e9galis\u00e9)<\/li>
    • Num\u00e9ro Identifiant Financier Unique – IFU<\/li>
    • Justificatif d\u2019identit\u00e9 (CNI, Passeport, Carte Consulaire, Carte CEDEAO) en cours de validit\u00e9 des signataires<\/li>
    • Deux (02) photos d\u2019identit\u00e9 de m\u00eame tirage\u00a0 de chaque signataire<\/li>
    • Adresse postale et g\u00e9ographique<\/li>
    • Justificatif du lieu de l\u2019activit\u00e9 (facture d\u2019\u00e9lectricit\u00e9, d\u2019eau, de t\u00e9l\u00e9phone fixe, contrat de bail\u2026)<\/li>
    • Justificatifs des autorisations administratives obtenues pour les activit\u00e9s soumises \u00e0 agr\u00e9ment et\/ou autorisation d\u2019ouverture<\/li>
    • D\u00e9p\u00f4t Initial\u00a0: Franco<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t
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      Compte soci\u00e9t\u00e9 -Sarl <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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      • Demande d\u2019ouverture de compte<\/li>
      • Exemplaire complet des statuts (l\u00e9galis\u00e9s portant en derni\u00e8re page la mention \u00ab\u00a0certifi\u00e9 conforme et toujours en vigueur\u00a0\u00bb notari\u00e9, dat\u00e9 et sign\u00e9 par le G\u00e9rant)<\/li>
      • Extrait du Registre de Commerce (l\u00e9galis\u00e9)<\/li>
      • Num\u00e9ro Identifiant Financier Unique – IFU<\/li>
      • Justificatif d\u2019identit\u00e9 (Carte Nationale d\u2019Identit\u00e9, Carte Consulaire, Carte CEDEAO, Passeport) en cours de validit\u00e9 des signataires et du g\u00e9rant<\/li>
      • Deux (02) photos d\u2019identit\u00e9 r\u00e9centes de m\u00eame tirage de chaque signataire<\/li>
      • Adresse postale et g\u00e9ographique<\/li>
      • Justificatif du lieu de l\u2019activit\u00e9 (facture d\u2019\u00e9lectricit\u00e9, d\u2019eau, de t\u00e9l\u00e9phone fixe, contrat de bail\u2026)<\/li>
      • Publication au journal d\u2019annonce l\u00e9gale<\/li>
      • Si le G\u00e9rant n\u2019est pas statutaire, un extrait de la d\u00e9cision collective des associ\u00e9s ayant nomm\u00e9 le G\u00e9rant doit \u00eatre fourni et certifi\u00e9 conforme par un associ\u00e9 autre que le g\u00e9rant<\/li>
      • Si la g\u00e9rance est assur\u00e9e par un ou plusieurs mandataires, la procuration \u00e9num\u00e9rant les pouvoirs conf\u00e9r\u00e9s doit \u00eatre remise ainsi que les sp\u00e9cimens de signature des mandataires<\/li>
      • Justificatifs des autorisations administratives obtenues pour les activit\u00e9s soumises \u00e0 agr\u00e9ment et\/ou autorisation d\u2019ouverture<\/li>
      • D\u00e9p\u00f4t Initial\u00a0: Franco<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t
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        Compte Soci\u00e9t\u00e9 -SA <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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        • Demande d\u2019ouverture de compte d\u00fbment sign\u00e9 par le PCA ou le DG<\/li>
        • Exemplaire complet des statuts (l\u00e9galis\u00e9s) portant en derni\u00e8re page la mention \u00ab\u00a0certifi\u00e9 conforme et toujours en vigueur\u00a0\u00bb notari\u00e9, dat\u00e9 et sign\u00e9 par le PCA ou le DG<\/li>
        • Extrait du Registre de Commerce (l\u00e9galis\u00e9)<\/li>
        • Num\u00e9ro Identifiant Financier Unique – IFU<\/li>
        • Publication au journal d\u2019annonce l\u00e9gale<\/li>
        • Proc\u00e8s-verbal du Conseil d\u2019Administration ou de l\u2019Assembl\u00e9e G\u00e9n\u00e9rale ayant nomm\u00e9 les dirigeants et \u00e9nonc\u00e9 leurs pouvoirs.<\/li>
        • Procuration \u00e9ventuelle en faveur d\u2019autres mandataires par les personnes habilit\u00e9es\u00a0 par le Conseil d\u2019Administration<\/li>
        • Justificatif d\u2019identit\u00e9 (CNI, Passeport, Carte Consulaire, Carte CEDEAO) en cours de validit\u00e9 du DG ou PDG<\/li>
        • Deux (02) photos d\u2019identit\u00e9 r\u00e9centes de m\u00eame tirage de chaque signataire<\/li>
        • Adresse postale et g\u00e9ographique<\/li>
        • Justificatif du lieu de l\u2019activit\u00e9 (facture d\u2019\u00e9lectricit\u00e9, d\u2019eau, t\u00e9l\u00e9phone fixe, contrat de bail\u2026)<\/li>
        • Justificatifs des autorisations administratives obtenues pour les activit\u00e9s soumises \u00e0 agr\u00e9ment e\/ou autorisation d\u2019ouverture<\/li>
        • D\u00e9p\u00f4t Initial\u00a0: Franco<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t
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          Compte soci\u00e9t\u00e9 d\u2019Etat\/EPA <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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          • Demande d\u2019ouverture de compte<\/li>
          • Statuts (l\u00e9galis\u00e9s)<\/li>
          • D\u00e9cret de nomination du directeur<\/li>
          • Extrait du Registre de Commerce (l\u00e9galis\u00e9)<\/li>
          • Num\u00e9ro Identifiant Financier Unique \u2013 IFU<\/li>
          • Procuration \u00e9ventuelle en faveur d\u2019autres mandataires<\/li>
          • Justificatif d\u2019identit\u00e9 (CNI, Passeport, Carte Consulaire, Carte CEDEAO) en cours de validit\u00e9 des signataires<\/li>
          • Deux (02) photos d\u2019identit\u00e9 r\u00e9centes de m\u00eame tirage de chaque signataire<\/li>
          • Adresse postale et g\u00e9ographique<\/li>
          • Autorisation du Minist\u00e8re des Finances pour l\u2019ouverture du compte<\/li>
          • D\u00e9p\u00f4t Initial\u00a0: Franco<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t
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            Compte soci\u00e9t\u00e9 en formation <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/i><\/span>\n\t\t\t<\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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            • Demande d\u2019ouverture de compte<\/li>
            • Projet de statut<\/li>
            • Justificatif d\u2019identit\u00e9 (CNI, Passeport, Carte Consulaire, Carte CEDEAO) en cours de validit\u00e9 des signataires<\/li><\/ul><\/div><\/div><\/div><\/article><\/main>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

              Description: Le compte courant commercial est un compte de fonctionnement ouvert \u00e0 des personnes physiques (non salari\u00e9es) ou morales. Sa particularit\u00e9 est de fonctionner en remises r\u00e9ciproques, de cr\u00e9er la novation de chaque article inscrit au compte et de pouvoir b\u00e9n\u00e9ficier de certaines autorisations de cr\u00e9dit (d\u00e9couverts, escompte d\u2019effets, facilit\u00e9s de caisse \u2026). Tout client…<\/p>","protected":false},"author":3,"featured_media":13902,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12038","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nCompte courant entreprise - IB bank Burkina<\/title>\n<meta name=\"description\" content=\"IB bank Burkina - Compte courant entreprise : Le compte courant commercial est un compte de fonctionnement ouvert \u00e0 des personnes physiques (non salari\u00e9es) ou morales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ib-bank.com\/en_en\/compte-courant-entreprise\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compte courant entreprise - IB bank Burkina\" \/>\n<meta property=\"og:description\" content=\"IB bank Burkina - 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