Description:
This account is intended for all employees in the public and private sectors, retirees, business owners, and clients in the liberal professions.
The Ambition Savings Plan (ASP) allows you to gradually build up savings at a rate of 4% per year throughout its term (minimum 3 years) and, at the end of the term, benefit from a loan at a preferential rate to carry out a project. The loan amount can be up to 3 times the amount saved and repayment will be made over a maximum of 36 months.
Features:
Minimum deposit when opening an account:
- Students: 10,000 FCFA
- Employees : 25 000 FCFA
- Professionals and the informal sector : 50 000 FCFA
Other features :
- Maximum interest-bearing balance: 15 million CFA francs;
- Minimum periodic payments: 10,000 CFA francs
Benefits:
- Suitable for all your projects
- Attractive remuneration: 4% per annum
- Monitoring transactions via IB Bank Online
- Supplies available via IB Cash
- Flexibility on payment schedule
- Effectiveness of periodic savings
- Flat 1% bonus on the amount saved in accordance with the plan
Documents to be provided and conditions for opening:
Documents to be provided for opening
- Valid proof of identity (CNIB card, passport);
- 1 passport photo;
- Proof of current address (water or electricity bill);
- Postal and geographic address;
- Initial deposit