Description:
The DAT is an investment intended for any individual or legal entity holding an account with us. It consists of setting up an interest-bearing savings account, the terms and conditions of which are determined on the basis of a contract.
Features:
Capital locked in for a fixed period (often between 1 month and 36 months)
Fixed interest rate, negotiated according to the amount and term
Interest payment at maturity or periodically, depending on the option chosen
Possibility of renewing the DAT upon expiry
No transactions possible on the account during the blocking period
Benefits:
- Interest calculated with the option of capitalisation
- Variable interest rate depending on the term and amount of the investment
- Possible renewal of the DAT upon expiry
- Attractive rates depending on the amount and duration
- Possibility of obtaining advances on deposits
- May constitute collateral for obtaining a loan
- Possibility of early termination
Documents to be provided and conditions for opening: