Description:
The HSA allows you to gradually build up the personal contribution required to obtain a mortgage.
Features:
IB Bank's House Savings Account (HSA) is a solution designed to help individuals realize their real estate projects. It allows them to gradually build up savings dedicated to the purchase, construction, or renovation of a home, while benefiting from a secure and profitable framework.
Free and regular deposits according to the customer's capacity
Capital available at any time (subject to the terms and conditions of the contract)
Account history that can facilitate access to a mortgage
Account monitoring via IB Bank Online and IB Bank SMS
Benefits:
- Tax-free savings at a rate of 3.5% per year
- Accessibility to payment methods (bank cards)
- Payment schedule or free transfer
- Acquisition of land for future construction
- Purchase of a home
- Development, extension, renovation, or construction of a dwelling
Documents to be provided and conditions for opening:
To open a home savings account, you must provide the following documents:
- Two (02) recent passport photos from the same print run
- Valid proof of identity (CNIB card, passport)
- Mailing and geographic address
- Proof of residence (a copy of a water, electricity, or landline telephone bill, or a certificate of residence)
- Minimum amount set by the bank's current terms and conditions